WHY CHOOSE US

Your business is important to you and you need it to be successful. You need to pay your bills and staff on time. Imagine knowing you will always be able to do this without worrying about when or if you will be paid.
Eagle Business Credit is different from many other lenders. We care about our clients because we are like our clients. Not delivering on what we’ve promised is not an option and we work hard to get you what you need whenever possible. There are implications on not getting your money when you expect it and people will suffer. Like you, we created our business out of a passion to do what we love the most and for us, that is helping other small businesses survive and grow. We are proud of what we have built and we’d love to have the opportunity to help you be successful too.

Personal Service

At Eagle Business Credit we take a true partnership approach with our clients to learn their business and provide them with the factoring services that best fit their needs. We listen to what our clients need and consistently delivering it builds strong trust and satisfied customer relationships. You have enough to worry about, wearing many hats running your business. Waiting to get paid and managing your accounts receivable shouldn’t be some of your problems.

We release reserves daily, upon request, and can transmit funds to you by ACH, Wire, Check or onto a VISA debit card. Whatever method suits you the best. Our professional staff is always available to take care of your needs and deliver an outstanding service.

EAGLE BUSINESS CREDIT

Service Commitment

Outstanding
Staff

Our staff is fully experienced and trained to deliver outstanding service.When you work with EBC, you have access to empowered decision makers to ensure you receive the service and support your business requires. We are experts at what we do and we will be with you every step of the way.

Reasonable
Fees

We understanding that every dollar counts. Our entire business model is predicated upon our customers having access to every dollar they need when they need it. With this in mind, our fee schedules are easy to understand, always as low as they can be, and completely transparent.

Smart
Solution

Every business is unique, so it follows that every factoring facility should be too. With EBC, you'll get a factoring solution custom designed to fit your business. We will work closely with you to understand your business model, your customer base and the opportunities and challenges you face.

Professional
Treatment

Every time you interact with us, you'll enjoy professional and courteous treatment. Time is money and we won't waste a dime of yours. You can also rest assured that, when we work with your customers on collections, they will receive the same courteous and professional treatment as well.

WE UNDERSTAND BUSINESS

Our professional staff has over 100 years industry experience and understands how invoice factoring can assist your cash flow needs to help you manage and grow your business. When your business needs money an extra day can make all the difference. Payroll doesn’t wait; you need to pay your staff when they expect it. At Eagle Business Credit we understand that and our entire process is built around immediate response to our client's working capital funding needs.

Your ability to borrow is not dependent upon your time in business, company profitability or your personal credit score. We look at the strength of your customers when making our funding decisions. Financing receivables with a factoring company does not count as a debt for your business or for you personally and the amount you can draw is only limited by the amount of business you can do. You don’t want to be restricted by a lack of cashflow when your business starts to grow.

Case Study

Thank you very much for helping us become the company we always wanted to be, without your guys help specially Angela, Michael, Dan and Ian I wouldn't know where I be today. Thank You!!!!

Luis R - AL

Luis has been in the Facility Maintenance business for less than two years but already employs over 25 people. He had other options for financing, but chose Eagle Business Credit due to the great rates and the fast and friendly service that accommodated his needs. Before coming to Eagle, he had obtained three, high cost merchant loans plus a funding line with another lender that was restricting him due to a tax liability. Eagle was able to structure a new facility that paid off all these financiers, drastically reducing the daily repayment requirements and providing the cash flow needed to support growth in the business. He can now fund payroll, pay his taxes and purchase new equipment, rather than repaying high interest loans. He feels part of the Eagle Business Credit family and has been delighted they have been able to find a way to help him in all his requests. “There’s not a thing that I need that they will say no to. That means a lot in our industry”

Convenience

Our competitive fee programs are simple and straightforward with no "hidden extras". Getting a Merchant Cash Advance loan may seem like a simple idea until you work out how much you really paid in interest. Average interest rates on an MCA can easy exceed an APR of 120% and there is no other receivables servicing included either.

In addition to all the back office support, Eagle Business Credit provides all clients, free of charge, with 24/7 secure on-line account access so you can review payment status, run reports and upload your invoices for funding at your convenience. Our knowledgeable operations staff is also available by phone, email or web chat to answer any questions you may have during business hours. Uniquely in our industry we can also provide you with access to over 300 branch locations through our sister companies should you want to take your advances in cash or money orders.

Case Study

Having a transparent and more intimate relationship with consistent direct contact to our representative is vital. For outside of office hours it is also very important that we are set up online so we can review payment status, etc.

Andrew L - NY

Andrew has been in the apparel business less than 5 years and struggled to finance the cost of production before funding with Eagle Business Credit. When we asked him what would have happened to his company had he not been able to fund with us he replied simply “We would not be able to stay in business. Likely, we would have to take out an incredibly high interest loan, which would kill our margins or lead to increased price points that are beyond what our market demands. We need the financing to both stay in business and grow our business.” Having previously financed with another factor he also knew what was important to him when evaluating his funding options. He has not only been able to stay in business but also grown by being able to receive greater purchase orders by offering extended terms to clients.

Stability and openness

We are proudly independent and part of a large group of companies in the financial sector. Our investors have business interests nationwide and access to a large capital base.

You'll find our 'can do' mentality and open approach to business a refreshing change from most financial organizations today. Our decisions are not driven by regulations or made by a computer. We take a personal approach to all our client relationships. Our clients are not numbers and are an important part of our family. We take pride in your successes and stand by you when times are harder. Call us and find out today how we can help you grow your business.

Case Study

I know I have a steady cash flow and I can take on as many jobs as I want.

Irwin S - VA

Irwin has been in the services industry for just under 10 years. He has a labor pool of 50 people who are paid cash so he can’t wait for 30 days for his customers to pay. He used another factoring company before coming to Eagle but the experience wasn’t great. Even though he had a 90% advance rate, he never knew when they would pay his reserves or continue to extend credit on his customers. They even cut his advance rate to 75% without any notice which almost put him out of business. He values honesty and professionalism when calling his customers. “Not having to call and ask for reserves and having them automatically sent when they come in and letting me know about late accounts that you can't reach when late 50- 55 days. I appreciate you and your business. GOD BLESS.”

Our funding solutions

We are proudly independent and part of a large group of companies in the financial sector. Our investors have business interests nationwide and access to a large capital base.

You'll find our 'can do' mentality and open approach to business a refreshing change from most financial organizations today. Our decisions are not driven by regulations or made by a computer. We take a personal approach to all our client relationships. Our clients are not numbers and are an important part of our family. We take pride in your successes and stand by you when times are harder. Call us and find out today how we can help you grow your business.

Case Study

We have never missed a payroll or had any issues along those lines which allows us to maintain a stellar relationship in the industry and therefore attract more employees.

Paul W - GA

Paul has been in business for more than 10 years and employs over 75 people. Waiting to get paid by his customers was a real issue as he has payroll deadlines so working capital funding is a must for him. He could have obtained a line of credit from banks but preferred to operate without debt. Being in the people business, relationships are very important to him. “My business values our relationship with Eagle and we look forward to many more years of growth together.”