In the summer of 2008, my wife and I packed up the two kids, the dog, and two cats in the RV to move across country from California to Georgia. We were no strangers to moves. We moved across continents and country just years before, but this trip was different. You may expect that this […]
The Alien Invasion of Your Small Business Read More »
You may remember the covenants you signed up for along with your bank loan or line of credit. They are the guidelines or what you do or don’t do in order to maintain good status on your loan, and they are created based on the financials you submit to the lender for underwriting. These covenants
What Happens if You Breach Your Banking Covenants? Read More »
Due to the disruption of small, medium, and large sized businesses in the wake of the COVID-19 response, the Small Business Administration is offering Economic Injury Disaster Loans. These loans are working capital injections that aim to help business owners pay debts, meet payroll, accounts payable, and any other overhead that is disrupted due to
How to Get an SBA Economic Injury Disaster Loan Read More »
You’ve worked hard to make that sale. You’ve delivered the goods. Congratulations. It took effort to nurture that relationship. Now you need to get paid as otherwise you’ll be in trouble. You have bills to pay, and people rely on you. How do you get paid on time? The most important way is to maintain
Warning Signs Your Customer Could Be In Trouble Read More »
Understanding your working capital requirements to meet your cash flow needs is an essential concept to grasp as a small business owner; however, it continues to be greatly misunderstood by many owners in this demographic. This is partly because many people have different definitions of what the word’s definition entails. The normal way of calculating
How to Calculate Your Working Capital Read More »
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