bank loans

Breaching bank covenants concept image showing bank building with text highlighting business risk and financial pressure in 2026.

Breaching Bank Covenants: What Businesses Need to Know

Running a small business in 2026 means navigating constant pressure and change. Breaching bank covenants is becoming a more common issue in 2026. Between interest rates remaining high, inflation still driving up costs, unpredictable tariffs impacting supply chains, and rising oil prices squeezing margins, even well-run businesses are feeling the strain. Add tighter lending standards […]

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How to Improve Cash Flow While Waiting for an SBA Loan Approval

There are a couple of SBA programs that are offered to small businesses to weather the COVID-19 slowdown. The Paycheck Protection Program and the Economic Injury Disaster Loans are great resources that small business owners can apply to for inexpensive business financing to keep their business healthy during this time. The negatives of these programs

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What Is Invoice Finance?

What is invoice finance? Why choose invoice finance? Who offers invoice finance? How do you set up invoice financing? What is Invoice Finance? Invoice financing, or invoice factoring, is a way to fund your business besides a bank loan. In essence, invoice financing gives immediate payment to your business for an open invoice. You submit

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